Digital payment transaction volumes down by 10% : RBI

Digital payments were 10.2 per cent lower by volume and 7 per cent lower by value in January 2017 against December 2016, as per RBI.
Digital transactions went down from 1,027.7 mn in December, 2016 to 922.9 million in January.
In value terms, the number declined from Rs 105.4 lakh crore in December to Rs 98 lakh crore in January.
So all back to square one?