GPay, BharatPe, Razorpay, and Paytm join forces with NPCI to enable credit card transactions on UPI GPay, BharatPe, Razorpay, and Paytm have partnered with NPCI to introduce credit card transactions on UPI. UPI users were previously only able to make transactions through their bank accounts, overdraft accounts, and prepaid accounts. 0 0 0 Share 0 Tweet 0 Share 0 Via