If you want to become a millionaire, you need to think and act like one. Most self-made millionaires are incredibly frugal. They save and invest regularly. Set an amount you can afford – at least 10 percent of your income – and stick to it. If you get unexpected money, add that to your savings, too.
Insure against risk. What would be the worst thing that could happen? Determine that – and then take steps to ensure it doesn’t happen. You shouldn’t rely on luck or hope. Instead, plan, organize, and insure. Get life insurance for your family. Insure your home against fire and damage.