If I take the tech perspective, what we have done consistently for the last four years is perpetually go around the fundamentals.
When I say perpetually go around the fundamentals, I mean that we strongly believe that in the product space, tech is the differentiator. In the non-product space, your business model may be the differentiator.
For example, if you want to get into the fintech business, then technology is perhaps a minor differentiator, but your business model is a major differentiator.
