The government will be selling the stake entirely through an offer for sale under which 10% of the shares are reserved for LIC policyholders and 0.7% for LIC employees.
Brokerages and market experts unanimously recommend investors to subscribe to the issue as the current valuations are attractive
considering its strong market presence, improvement in profitability due to changes in surplus distribution norms and strong sector growth outlook.
They justify the discount to private players because of the headwinds like declining market share, lower short-term persistency ratios and sub-par margins.