Each day, you probably consult a common item that can save you a lot of money. It’s probably sitting right there on your desk, wall, or conveniently on your phone or laptop. Here are a few common items that can be used to save you money each day.
Use Your Calendar to Create a Budget
Over 55% of Americans do not manage their money with a budget
- Using the Calendar app can help you budget like a pro
- Create a repeating event for the first of the month
- Check your expenses against the targets you set to see if everything is still intact
Schedule Meetings With Your Advisor
44% of Americans without financial advisors said that major events in the United States in 2020 and their effects on their finances have made them realize the advantages of working with a professional.
- Set up a regular meeting with your financial advisor of choice in your Calendar. A monthly meeting should suffice to start.
Put Due Dates on Your Calendar
One in five credit card accounts incur late fees
- $11.4 billion goes to card companies instead of you
- Late payments can increase your interest rate, decrease your credit score, and show up on your score for up to seven years
- Set reminders to ensure timely payments go through
Note When Free Trials End or Set Reminders to Cancel Subscriptions
If you aren’t using Netflix after the trial ends, make a note to cancel it before you get charged.
Schedule “No Spend” Days
Even if you aren’t going to the workplace, you still might be spending a ton of money online – probably on stuff you really don’t need.
- To balance this out, consider imposing “no-spend” days (online Calendar should contain both types of days).
Implement Savings Challenges
Changing your approach to saving money could motivate you to develop better habits as you watch your nest egg grow.
- Many money-saving challenges run over an extended period of time, like an entire year. If you set a resolution to save long after January 1, you can still start any of these challenges whenever you want.
Set Reminders for Free or Reduced Days
Many locations offer certain popular family attractions for free on certain days of the week.
- For example, museums and aquariums offer free admission on Tuesdays and Wednesdays, and movie theaters offer cheaper tickets and snacks on those days.
Add To-Do-List Items to Your Calendar
Schedule household items like appliance warranty dates, vehicle maintenance and inspection dates, insurance policy renewal dates, and doctor’s appointments and check-ups on your Calendar to stay on top of your health to avoid costly medical bills down the road.
