- Uday Kotak reminisces about founding Kotak Mahindra Bank in 1985 with ₹30 lakh, emphasizing its start-up nature and middle-class employee base.
- He highlights the importance of ‘professional entrepreneur’ values and the bank’s culture of entrepreneurship combined with professionalism.
- Kotak draws parallels between his bank’s familial approach to business and the origins of global financial institutions, stressing the significance of reputation and brand protection.



