Trust or legitimacy is the most common coded reason in 29.1% of recorded borrower warnings. Relvo’s evidence measures concerns, not verified misconduct.

81.4% of sampled support opinions are negative; grievance-resolution opinions are 96% negative in a separate set. Relvo measures reported experience.

93.1% of sampled fee opinions are negative in Relvo’s research. These measure borrower sentiment, not the incidence of hidden charges across lenders.

Speed is the most common named reason in 20.1% of recorded borrowing events in Relvo’s research. Most events have an unspecified or other reason.

37% of refused borrower profiles with a stated response ask for a reason; 25% retry the same app. Relvo’s figures describe reported actions, not a funnel.

24.9% of recorded loan refusals involve existing borrowers in Relvo’s research. Repayment expectations need separate study from lender approval decisions.

79.9% of recorded lender-refusal accounts give no reason in Relvo’s research. That is an evidence gap, not proof of what every lender communicated.

Daily protein targets feature in 82.5% of stated motives for whole-food protein actions in Relvo’s research. Snack motives are more varied and less certain.

49% of texture opinions are positive and 41.2% negative in Relvo’s India protein-food research. Texture needs separate attention from taste.

56.1% of ingredient-trust opinions are negative in Relvo’s India protein-food research. Buyers assess more than the protein number on the pack.